Client Reviews

“I had been maxing out my 401(k) for 30 years and never once thought about the tax bill waiting for me on the other end. American Retirement Pros showed us exactly what our RMDs were going to look like at 73 and built a Roth conversion plan that will save our family an amount I never thought possible. Our CPA called afterward and said it was one of the most well-thought-out tax strategies she had seen from a retirement advisor.”

— R.M., Retired Engineer, Colorado

Situation: Large traditional IRA balance, no tax strategy in place before engaging ARP.

“We came in thinking we had a solid retirement plan. What we didn’t realize was that our entire plan was in pre-tax accounts and the IRS was going to be our biggest expense in retirement. Two years into our Roth conversion plan and we already feel like we’re ahead.”

— D. and K.W., Retired Couple, Texas

Situation: Approaching retirement with 100% of savings in tax-deferred accounts.

“The fear of running out of money was something I carried into bed every night for years before I retired. American Retirement Pros built us an income plan that covers every essential expense we have for the rest of our lives, no matter what the market does. I slept through the night for the first time in years the week after we put it in place. That is not an exaggeration.”

— P.L., Retired Teacher, New Mexico

Situation: Retired with significant savings but no guaranteed income beyond Social Security.

“My previous advisor kept telling me not to worry about the market. That’s easy to say when it’s not your retirement. American Retirement Pros showed me how to separate the income I need from the money I’m investing. Now I don’t care what the market does on any given day, because my income doesn’t depend on it.”

— T.H., Retired Business Owner, Colorado

Situation: Fully market-dependent retirement income, high anxiety around volatility.

“My father spent the last three years of his life in memory care and it wiped out nearly everything my parents had saved. When I came to American Retirement Pros, that experience was the first thing I told them. They built a long-term care strategy around exactly that scenario. I don’t know if I’ll ever need it — but I know my spouse will never go through what my mother did.”

— G.M., Pre-Retiree, Colorado

Situation: Family history of long-term care need. Sought protection before a health event occurred.

“My wife was diagnosed with a serious condition two years after we retired. It was terrifying in every way — but the one thing we didn’t have to worry about was money. American Retirement Pros had put a protection plan in place that covered her care completely.”

— F.D., Retired, Texas

Situation: Long-term care benefit triggered two years after plan was put in place.

“I have worked with financial advisors my entire career and I have never experienced service like this. When the tax law changed last year, they called me before I had even read about it. When I wanted to bring my son into a meeting to explain the plan, they made it happen within a week.”

— L.T., Retired Executive, Colorado

Situation: Long-time financial services client with high expectations.

“The annual review is something I actually look forward to now. Last year they caught that one of our beneficiary designations was outdated after a family change. That would have been a significant problem if we hadn’t caught it.”

— S. and W.P., Retired Couple, Texas

Situation: Annual review caught a critical estate document error before it became a problem.