Estimate your monthly and annual FERS pension in future dollars — calculated using the same methodology as OPM's Federal Ballpark Estimator.
Results closely match OPM's Federal Ballpark Estimator and may vary slightly due to rounding. Want numbers based on your exact situation? Book a free 30-minute review →
Based on your service and planned retirement age, you may qualify for the FERS Special Retirement Supplement — an additional monthly payment from OPM that bridges your income from retirement until age 62, when Social Security begins.
To calculate your exact supplement amount you'll need your Social Security estimate from SSA.gov. We can help you set up your My Social Security account and get your accurate numbers as part of your retirement review.
Book a Free Review to Calculate Your Supplement →Enter your information and we'll send you a complete Federal Retirement Income Summary — including your pension estimate, projected High-3, and your personalized next steps.
Your pension equals 1% × High-3 × Years of Service. If you retire at 62 or older with 20+ years, the multiplier increases to 1.1% — adding thousands annually for life.
Your salary will grow before retirement. Showing results in future dollars gives you a more accurate picture of what your pension will actually pay — matching how OPM's Ballpark Estimator calculates your benefit.
Most FERS pensions replace only 30–45% of pre-retirement income. TSP strategy, Social Security timing, and tax planning close the gap — that's exactly what we build together in a retirement review.